1. General information
The material on this website is provided by COJ for general information only. It is intended to introduce our services and provide general business information. It should not be treated as a complete statement of any law, regulation, accounting standard, tax rule or professional requirement.
2. No professional advice
Website content does not constitute accounting, tax, legal, financial, investment or other professional advice. You should obtain advice tailored to your circumstances before acting or deciding not to act on any information found here.
3. No client relationship
Viewing this website, submitting an enquiry or communicating with COJ does not by itself create a client, adviser, fiduciary or other professional relationship. Any engagement begins only after COJ has accepted it and the parties have agreed the applicable scope, terms and fees in writing.
4. Accuracy and regulatory changes
We take reasonable care when preparing website content, but do not guarantee that it is complete, accurate, current or suitable for a particular purpose. Laws, regulations, government practices and professional standards may change without notice. Content may be amended, removed or replaced at any time.
5. Your decisions and responsibilities
You remain responsible for evaluating information and for decisions made in relation to your business. Do not delay required filings, payments, applications or professional advice because of information on this website. Eligibility for registrations, licences, grants, tax treatment or other outcomes depends on the relevant facts and the decisions of the appropriate authorities.
6. Third-party websites
Links to third-party websites are provided for convenience only. COJ does not control or endorse those websites and is not responsible for their availability, content, security, privacy practices or services. Access to third-party websites is at your own risk and subject to their terms.
7. Website availability and security
We aim to keep the website available and secure, but do not warrant uninterrupted or error-free operation or that the website will always be free from harmful components. You are responsible for using suitable security precautions and maintaining appropriate backups.
8. Limitation of liability
To the fullest extent permitted by applicable law, COJ excludes liability for loss or damage arising from reliance on this website, inability to access it, or use of linked third-party resources. Nothing in this disclaimer excludes or limits liability that cannot lawfully be excluded or limited.
9. Intellectual property
Unless otherwise stated, website content, branding, graphics and layout are owned by or licensed to COJ. They may not be reproduced, modified, distributed or used commercially without prior written permission, except as permitted by law.
10. Governing law and contact
This disclaimer is governed by the laws of Singapore. Questions concerning this website may be sent to [email protected].